Lubbock Rideshare Accident Lawyer

Injured in a Lyft or Uber Accident in Lubbock? I’m Here to Help

If you’ve been hurt in a rideshare accident—whether as a passenger, a pedestrian, or another driver—you’re probably dealing with a lot right now. You’re in pain. Insurance companies won’t stop calling. Medical bills are stacking up, and you’re just trying to keep your head above water.

I’m James Perrin, a Lubbock rideshare accident lawyer with more than 20 years of experience helping people through some of the hardest moments of their lives. I’ve seen what these crashes can do, and I know how complicated Uber and Lyft cases can get. They often involve multiple insurance policies, blurred lines of liability, and plenty of finger-pointing between companies.

That’s why I handle things differently. When you call my office, you speak directly with me—not a case manager, and definitely not a call center. I’ll walk you through your options, deal with the insurance mess, and fight to get you the compensation you deserve—so you can focus on healing.

Worried about legal costs? Don’t be. Schedule a free consultation with a trusted Lubbock rideshare accident attorney and get the answers you need.

What Should You Do After a Rideshare Accident in Texas?

If you’ve just been in a rideshare accident, it’s completely normal to feel shaken up—especially if you’re injured and unsure who’s actually responsible. As a Lubbock rideshare accident attorney, I’ve walked many Uber and Lyft accident victims through this exact situation. And from experience, I can tell you: the steps you take right after the crash can make a big difference in how your case turns out.

Here’s what I personally recommend:

• Get Medical Attention Immediately

Even if you feel okay, get checked out. Some injuries, like concussions or soft tissue damage, can take hours or even days to show up. Documenting your condition early helps protect both your health and your claim.

• Report the Crash

If you were in an Uber or Lyft, report the accident using the app. Both companies have in-app crash reporting features that initiate the insurance procedure. Additionally, notify the crash to local law enforcement; in Lubbock, this usually entails notifying the Lubbock Police Department or the Texas DPS if you are beyond the city boundaries.

• Document Everything

Take photos, save screenshots from the app, get the driver’s name and vehicle info, and hold onto any medical or insurance records. These details can become critical later.

• Talk to a Lawyer Before the Insurance Company

I can’t stress this enough—insurance companies, including Uber and Lyft’s, are not on your side. Their adjusters work for the company, not for you, and their job is to save money. This includes offering you as little as possible or finding grounds to reject your claim entirely. Reaching out early gives me the chance to secure evidence, deal with the insurance companies right away, and keep them from taking advantage of you.

Who Can Be Held Liable in a Rideshare Accident?

After a rideshare accident, one of the biggest questions is, who’s legally responsible for what happened? I’ve handled enough of these cases to know that liability can get messy fast—but here’s how it usually breaks down.

Most often, the rideshare driver is at fault. They may have been distracted by the app, speeding to pick up a fare, or simply not paying attention. If that’s the case, we can pursue a claim against their insurance—and, depending on their status in the app, Uber or Lyft’s insurance coverage may also apply.

In other situations, another driver—not the rideshare vehicle—caused the crash. In those cases, that driver’s insurance becomes the primary target for your claim.

Now, can you sue Uber or Lyft directly? Not usually. Because drivers are classified as independent contractors, companies are rarely held directly liable; however, their insurance policies can still cover up to $1 million during active rides, and I’ll make sure every responsible party is held accountable. At the end of the day, liability is what decides how much money you can get back, and that’s what I work to prove in every case.

What Makes Uber and Lyft Accidents Legally Complex?

Rideshare accidents involve a mix of legal issues you don’t see in typical car crashes. I’ve worked on many of these cases, and the biggest challenge is figuring out who’s responsible—and whose insurance pays.

Unlike regular drivers, Uber and Lyft drivers operate in a legal gray area. They are independent contractors, not employees, which provides the companies with an additional layer of protection. At the same time, there are multiple insurance policies in play, and which one applies depends on what the driver was doing at the exact moment of the crash and whether they were offline, waiting for a ride, or transporting a passenger.

These cases also require digging into app data, trip logs, and coverage tiers—things most people don’t have access to or experience handling. That’s where I come in. I know how to untangle these issues, hold the right parties accountable, and deal with the rideshare companies and their insurers head-on.

If you’re injured in a rideshare accident, don’t guess your way through it—get help from someone who’s done this before.

Uber and Lyft Insurance Coverage in Texas

Rideshare insurance works differently than personal auto insurance—and it changes based on what the driver is doing at the time of the crash. Here’s how it typically breaks down under Texas law:

Driver is off-duty (app is off):

Only the driver’s personal auto insurance applies. Uber and Lyft provide no coverage in this situation.

Driver is online and waiting for a ride request:

Contingent coverage from Uber or Lyft may apply if the driver’s personal insurance doesn’t cover the damages:

• $50,000 per person for bodily injury
• $100,000 per accident for bodily injury
• $25,000 for property damage

Driver is en route to pick up a passenger or has one in the car:

Uber and Lyft provide up to $1 million in liability coverage, plus uninsured/underinsured motorist coverage and contingent comprehensive/collision (if the driver has that coverage personally). These limits can offer significant protection—but insurance companies won’t offer it freely. I’ll make sure you know what coverage applies and fight to get every dollar you’re entitled to.

Can You Sue Uber or Lyft Directly in Texas?

I get this question a lot—and the honest answer is usually no. In Texas, Uber and Lyft drivers are considered independent contractors, not employees. That means the companies typically aren’t held liable for their drivers the way traditional employers are.

That said, there are exceptions. If Uber or Lyft failed to properly vet a driver—say, someone with a known criminal record or a bad driving history—they might be on the hook for negligent hiring or retention. It’s rare, but it happens.

What matters most is knowing where those legal lines are—and when it makes sense to push them. I take the time to look at every angle of your case and won’t miss a chance to hold the right parties accountable.

Even if you can’t sue Uber or Lyft directly, their insurance coverage can still pay for your injuries. And I’ll fight to make sure it does.

What Compensation Can You Recover in a Rideshare Injury Claim?

If you’ve been injured in a rideshare accident, you may be entitled to significant compensation under Texas law. The goal is to make you “whole” again—physically, financially, and emotionally. I work closely with my clients to identify every area of loss, so nothing gets left off the table.

Here’s what you may be able to recover:

Medical Bills and Treatment Costs

One of the first things most people notice after a rideshare crash is the medical bills. Whether it’s an ambulance ride, an ER visit, surgery, or ongoing follow-up care, the costs pile up fast. And even if you have health insurance, you’re likely still facing deductibles, copays, or out-of-network charges that can leave you thousands of dollars out-of-pocket.

But recovery doesn’t end at the hospital. You might need physical therapy, chiropractic care, pain management, or even additional surgeries down the road. I make sure your claim covers all of it—both the care you’ve already received and any future treatment you may need—so you’re not stuck paying the price for someone else’s mistake.

Lost Income and Future Earnings

If your injuries forced you to miss work, even temporarily, you have the right to recover those lost wages. But for many of my clients, the financial impact goes far beyond a few missed days.

A serious injury can make it harder—or even impossible—to return to the same job. Maybe you’ve had to reduce your hours. Maybe you can’t work at all. If your ability to earn a living is affected long-term, I can seek damages for your lost future income, too. And when needed, I bring in financial experts to help calculate what your career path and earnings would’ve looked like if the accident hadn’t happened.

Pain and Suffering

Pain and suffering damages reflect the deep personal toll a crash can take—physically and emotionally. It’s not just about broken bones or lingering pain. It’s the anxiety, depression, sleep issues, PTSD, and the everyday stress of no longer living life as you used to.

I’ve worked with clients who can’t pick up their kids, return to their hobbies, or get behind the wheel without fear. These experiences are real, and Texas law gives you the right to seek compensation for them.

As your attorney, I’ll help capture this part of your story in a clear, credible way—so insurance companies can’t downplay what you’ve been through.

Property Damage

If your vehicle was damaged in the crash, you have a right to be compensated—not just for repairs or replacement, but also for related out-of-pocket expenses like towing, rental cars, and even lost use. Insurance companies often try to lowball vehicle values or push you toward quick settlements that don’t reflect what your car is actually worth. I won’t let that happen. I make sure every dollar tied to your property loss is properly documented and aggressively pursued, so you’re not left covering the difference.

How Long Do You Have to File a Rideshare Accident Claim in Texas?

Time limits can make or break a rideshare injury case in Texas. The law only gives you a short window to take action, and missing it means losing your right to recover anything—no matter how serious your injuries are or how clear the other driver’s fault may be. I’ve seen too many strong cases fall apart because someone waited too long. Don’t let that happen to you.

Texas Statute of Limitations

Under Texas law, you have two years from the date of the accident to file a rideshare injury lawsuit. That’s known as the statute of limitations, and once it expires, your claim is legally barred. But practically speaking, you don’t want to wait anywhere near that long. Evidence disappears fast—rideshare data can get wiped, witnesses move on, and insurance companies love to stall. The sooner I can get started, the better chance we have to protect your case and recover full compensation.

Exceptions That May Extend the Deadline

In certain situations, the two-year deadline may be paused because of a legal concept called tolling, which temporarily stops the statute of limitations clock under specific circumstances. For example, when a minor is injured, the two-year countdown usually doesn’t begin until their 18th birthday. Another situation is when the at-fault driver leaves Texas or hides their identity, making it unfair to expect you to file within the normal period. Tolling doesn’t erase the deadline—it just delays when it starts running. These exceptions are rare and very fact-dependent, which is why it’s so important to have an Uber accident attorney review your situation. 

Should I Get a Lawyer After an Uber or Lyft Accident?

I hear this question all the time: “Do I really need a lawyer if the other driver was clearly at fault?” The short answer? Yes—especially in a rideshare case. Even when liability seems obvious, companies like Uber and Lyft have aggressive insurance teams whose job is to protect their bottom line, not yours.

As an experienced Lubbock rideshare accident attorney, I’ve seen too many people shortchanged because they tried to handle things alone. Insurance adjusters know how to delay, deny, and downplay your injuries. They’re trained to protect the Uber insurance policy in Texas, not help you recover what you’re truly owed.

These cases get even more complicated when it’s unclear who’s liable in a rideshare crash or when multiple drivers and policies are involved. Whether you’re a passenger or another driver, filing a strong rideshare injury claim takes skill, persistence, and legal know-how.

I will handle everything personally—no middlemen, no call centers. My job is to take on the legal and insurance battles so you can focus on what matters most: your recovery. When you’re ready, let’s discuss your case. Your consultation is completely free, with no obligation—just honest answers and a clear plan forward.

How Perrin Law Injury & Accident Lawyer Can Help

When you hire me, you’re not just getting an Uber accident attorney—you’re getting a partner who’s with you every step of the way. I don’t hand your case off to a junior lawyer or a case manager. I handle it personally, from the first phone call until the day your case is resolved. Here’s how I help clients after an Uber or Lyft accident:

Investigating the Rideshare Crash

Building a solid claim begins with going into the specifics. I don’t just look at the police report and call it a day; I chase down witnesses, analyze your medical records, and use data from the rideshare app to figure out what happened. When necessary, I bring in accident reconstruction experts who can examine skid tracks, vehicle damage, and traffic camera film to demonstrate how the crash occurred. Uber and Lyft make it difficult to obtain this information, but I am familiar with the methods involved. My role is to unearth the facts, preserve the evidence, and develop a strong case that the insurance companies cannot dismiss.

Dealing with Insurance Companies

I know how overwhelming it can be to get calls and letters from multiple insurance adjusters after a crash. That’s why I take that burden off your shoulders. As your Lyft accident attorney in Texas, I engage directly with the insurance companies, ensuring that they do not dupe you into saying something that harms your claim or pressure you into accepting a lowball settlement. My goal is to preserve your rights, level the playing field, and ensure you are treated properly from beginning to end.

Determining Liability

One of the most complicated parts of a rideshare injury claim is figuring out who’s liable after a crash. Was it the Uber or Lyft driver? Another driver? Or do multiple parties share responsibility? I dig into the facts, examine driver status in the app, and identify all possible sources of compensation. Whether it’s the driver’s personal coverage, the Uber insurance policy in Texas, or another driver entirely, I make sure no stone is left unturned and no liable party escapes accountability.

Negotiating or Litigating Your Case

Most rideshare accident cases don’t end up in front of a jury, but that doesn’t mean I settle just to move things along. I push for a resolution that actually reflects what you’ve lost—your medical bills, your time away from work, and the pain you’re still dealing with. And if the insurance company won’t do what’s right, I have no problem taking them to court. After more than two decades handling these cases in Texas, I know when to fight hard at the table and when to fight harder in the courtroom.

Why Choose Perrin Law Injury & Accident Lawyer to Represent You

Choosing the right Lubbock rideshare accident lawyer can make all the difference. These cases aren’t just about filing paperwork—they’re about protecting your health, your future, and your family’s financial stability. At Perrin Law PLLC Injury & Accident Lawyer, I bring more than 20 years of legal experience to every case, and I’ve built my practice around one simple promise: my clients always come first.

I know the challenges rideshare accident victims face because I’ve helped countless people in Lubbock, Texas, through them. From confusing insurance policies to medical bills piling up, I’ve seen it all—and I know how to cut through the red tape to get real results. 

Unlike big firms, I don’t shuffle cases around. When you hire me, you get my personal attention, my local knowledge of Lubbock courts and insurers, and my commitment to seeing your case through.

I also work on a contingency fee basis, which means you never pay upfront costs or hourly fees. You only pay if I win compensation for you. That way, you can focus on recovery without worrying about legal bills. With Perrin Law PLLC Injury & Accident Lawyer, you’re not just another file number. You’re a client I’ll fight for personally, every step of the way.

Get a Free Consultation with a Lubbock Rideshare Accident Attorney

Being involved in a rideshare accident can leave you shaken, frustrated, and unsure where to turn. You’re trying to heal, but at the same time you’re worried about how the bills will get paid, when you’ll be able to return to work, and whether the insurance company will treat you fairly. I know what that feels like, and I want you to know this: you don’t have to go through it alone.

You will always be treated as an individual, not just another case file. I take the time to listen, to understand what this accident has done to your life, and to guide you step by step through the legal process. You’ll always speak directly with me—not a call center, not an assistant. My job is to lift the weight off your shoulders so you can focus on healing while I fight for the compensation you deserve.

The best part is, getting help doesn’t cost you anything upfront. Your consultation is free, and because I work on a contingency fee basis, you don’t pay unless I win your case. That’s how strongly I believe in standing up for accident victims here in Lubbock.

You’ve already been through enough. Let me take it from here. Injured in a rideshare accident? Contact Perrin Law Injury & Accident Lawyer today for a free, no-obligation consultation. I’m here to listen, to fight, and to help you move forward.